
NC Homeowner Ordered to Pay $98K for Roofing Fraud
What began as a standard $18,000 roof replacement and solar panel reinstallation in Clemmons, North Carolina, spiraled into a high-stakes legal battle over contractor fraud and insurance payouts. Full Circle Exterior Solutions, LLC alleged that after completing work in August 2023, homeowner Brian Michael Mangual manipulated the company into signing a lien waiver by claiming his insurer, USAA, required it before releasing funds. Once the contractor relinquished its legal right to a property lien, the homeowner allegedly withheld the final $5,000 payment despite having received over $25,000 from his insurance provider. While the defense argued the work was defective and damaged the home’s energy efficiency, a Johnston County jury found the homeowner's conduct was intentionally deceptive. On September 26, 2025, the jury returned a unanimous verdict, ordering the Defendant to pay $98,106.08 in punitive damages—nearly four times the amount originally sought in the complaint.




